Payment Plan
40% During Construction.
60% on Handover.
The Hudayriyat Golf Estates payment plan is among the most investor-friendly off-plan structures in Abu Dhabi. Reserve with just 5% — pay only 40% of the unit price across four years before keys are handed over in March 2030.
The Schedule
Nine Payments. Four Years. One Key.
The Numbers
What You Actually Pay, By Residence
Four worked examples — the down payment, total committed during construction, and final balance at handover for each residence tier.
| Residence | Price | 5% Down | Each Installment | Total Before Handover | 60% on Handover |
|---|---|---|---|---|---|
| 3-BR Townhome | AED 4,250,000 | AED 212,500 | AED 212,500 | AED 1,700,000 | AED 2,550,000 |
| 4-BR Golf Home | AED 7,350,000 | AED 367,500 | AED 367,500 | AED 2,940,000 | AED 4,410,000 |
| 5-BR Range Villa | AED 10,150,000 | AED 507,500 | AED 507,500 | AED 4,060,000 | AED 6,090,000 |
| 6-BR Golf Mansion | AED 35,550,000 | AED 1,777,500 | AED 1,777,500 | AED 14,220,000 | AED 21,330,000 |
Plot premiums (typically 5–15% for fairway frontage, corner units, or water-channel views) and government fees (Oqood ~4%, trustee admin) are additional.
Why It Matters
40/60 vs Standard 60/40
Typical Abu Dhabi Off-Plan
Most off-plan in Abu Dhabi requires 60% paid during construction. On a AED 5M unit, that's AED 3M tied up before handover — capital you can't deploy elsewhere.
Hudayriyat Golf Estates
Same AED 5M unit at HGE: AED 2M during construction. The remaining AED 3M is yours to deploy elsewhere or finance with a mortgage at handover — a meaningful working-capital advantage.
Mortgage option on handover: The 60% balloon can typically be financed via UAE bank mortgage (subject to LTV rules — UAE residents 80% LTV, non-residents 50–65%). This lets you take ownership with as little as 40% of the price plus mortgage processing fees.
Want the Plan As a PDF?
Register your interest to receive the official Modon payment plan PDF, your specific unit's payment schedule, and the current Phase 1 availability list.